Job Details

Job Overview

Anthem Bank & Trust is seeking a detail-oriented and analytical Commercial Credit Analyst to join our financial services team. This role involves assessing the creditworthiness of potential clients and managing existing credit portfolios while working closely with loan officers and senior management.

Duties

• Collect, monitor, and analyze financial data to determine credit worthiness of prospective and/or current customer(s).
• Prepare financial spreads and presentations on clients and present information to management and senior staff.
• Review risk classification definitions compared to actual risk ratings on loans to ensure consistency with the Banks policy.
• Review credit packages for policy compliance, structural soundness, and credit weakness.
• Prepare annual reviews of existing loan portfolio as assigned to identify potential weaknesses.
• Provide excellent customer service to the Banks customers and employees through ongoing support via phone and written communications.
• Other duties as assigned.

Qualifications

• Bachelors degree in accounting, finance, or related field and 1+ year of direct industry experience in commercial credit, especially commercial real estate & banking C&I; or equivalent.
• Proficiency in Microsoft Excel and Word.
• Experience in financial statement and tax return analysis.
• Excellent communication and customer service skills.
• Problem solving capabilities, ability to work independently, and excellent organization and time management skills.
• Understanding of credit policy and procedures.
• Demonstrated financial acumen to make sound decisions based on comprehensive data evaluation.

Benefits

• 401(k) and 401(k) matching
• Health, Vision, and Life insurance
• Health savings account
• Paid time off

Employment Details

Job Type: Full-time | Seniority level: Entry level | Job function: Finance and Sales | Industries: Banking