Job Details

Location: On site at location listed in the posting. Summary Underwriter Specialist provides cursory analytical support for Consumer/ Portfolio Mortgage underwriting groups including spreading and preliminary analysis of existing customers and prospects. Key Responsibilities Ensures the consumer loan application information provided is accurate and complete Performs credit analysis and makes credit decisions within authority limits Ensures accuracy of any preliminary analysis presented Reviews and analyzes applicable ratios (i.e., DTI, PTI, & LTV) Reviews proof of income and financial statement documentation when required by policy Provides financial statement spreading on loan request when necessary Contacts bankers to gather information to make appropriate decisions and explains loan decision Performs other duties as assigned Requirements Bachelor (4-year college) degree and 1-3 years of experience or equivalent combination of education and experience About Us. First Horizon Corporat...Underwriter, Writer, Business Services